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Charles Schwab & Co., Inc. ("Schwab") is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. "William Howard & Co." is independently owned and operated.  Schwab neither endorses nor recommends any particular advisor or investment strategy. "William Howard & Co." provides investment advisory services for your account. Schwab has agreements with "William Howard & Co." under which Schwab provides "William Howard & Co." with services related to your account.  Schwab does not review the "William Howard & Co." Web site, and makes no representation regarding the content of the Web site. The information contained in the "William Howard & Co." Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
 
 

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