What is your approach to financial planning?

William adopts a personalized approach, focusing on each client's unique financial situation and goals. By integrating comprehensive services such as tax strategies, investment management, and estate planning, he ensures a holistic financial plan tailored to your needs.

How do you stay current with financial trends?

William is actively involved in the financial community, contributing to publications and serving on boards. This engagement keeps him informed about the latest financial trends and strategies, benefiting his clients.

Do you offer virtual consultations?

Yes, William offers both in-person and virtual consultations to accommodate clients' preferences and schedules, ensuring accessible and convenient financial planning services.

Get to know

William B. Howard, Jr.

CFP®, CHFC®

Read William's biography.

With 44 years of experience advising clients on financial matters, William is president of William Howard & Co. As an expert, author, and leader, William brings financial skills and seasoned knowledge to his clients and his community.

He has published articles in Medical Economics, American Medical News, Physician’s Management, and the Journal of Financial Planning and is also a financial columnist for Medical Society Quarterly, a publication of the Memphis Medical Society.

William has been frequently quoted in the press publications such as The Wall Street Journal, USA Today, Business Week, Medical Economics, and Investor’s Business Daily. Local news networks have interviewed him on financial-related topics, and he was a regular guest panelist for a local cable television investment series. His firm’s success story has been featured in local and national media.

William received his Bachelor’s degree from the University of Mississippi, continuing on to receive the Chartered Financial Consultant® and CERTIFIED FINANCIAL PLANNER™ professional designations. His extensive involvement within the financial community includes serving as a founding board member, former president, and chairperson of the Financial Planning Association of Greater Memphis. In addition, William has contributed his expertise as a member of the editorial review board for the Journal of Financial Planning and is a past member of the adjunct faculty of the College for Financial Planning. He is also an esteemed member of the Memphis Planned Giving Council and the Financial Planning Association.

William’s outstanding contributions led to him being recognized as the Memphis Executive of the Year in 2009 by the International Association of Administrative Professionals. Further accolades followed as he was repeatedly honored as one of the top 150 financial advisors in the United States for doctors by Medical Economics in past years. Additionally, William's expertise garnered recognition from the Dental Practice Report, where he was acknowledged as one of the best financial advisors for dentists. His dedication to excellence resulted in 16 consecutive years of receiving the Memphis Five Star Wealth Manager award, spanning from 2008 to 2023.

He enjoys spending time with his children, exercising, listening to music, and playing guitar.

Contact William at whoward@whcfa.com.

A man in a suit and white shirt is smiling for the camera.

Experienced FInancial leadership

Guiding your financial future.

With over four decades of experience, William B. Howard, Jr., CFP®, ChFC®, leads William Howard & Co. Financial Advisors Inc. as President. His extensive expertise encompasses comprehensive financial planning, investment management, and estate planning. William's dedication to client success is evident through his personalized approach, ensuring that each financial strategy aligns with individual goals and aspirations.

Email William for more information.

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how we work

Our services are focused on you.

William Howard & Co. offers a broad spectrum of services designed to address the diverse financial needs of clients in Memphis and beyond. By understanding each client's unique circumstances, we craft strategies that promote financial health and growth. Whether you're planning for retirement, managing investments, or seeking guidance on estate planning, our expertise ensures that your financial plan is both robust and tailored to your objectives.

Customized wealth management strategies.

Guidance for business owners and executives.

Estate planning to secure your legacy.

Tax-efficient investment and income strategies.

Comprehensive financial roadmaps for families.

Get in touch.

Get to know what makes us unique.

What is your approach to financial planning?
William adopts a personalized approach, focusing on each client's unique financial situation and goals. By integrating comprehensive services such as tax strategies, investment management, and estate planning, he ensures a holistic financial plan tailored to your needs.
How do you stay current with financial trends?
William is actively involved in the financial community, contributing to publications and serving on boards. This engagement keeps him informed about the latest financial trends and strategies, benefiting his clients.
Do you offer virtual consultations?
Yes, William offers both in-person and virtual consultations to accommodate clients' preferences and schedules, ensuring accessible and convenient financial planning services.